Retirement Calculator
Plan for your financial future by calculating how much you need to save and tracking your retirement savings progress over time.
Savings Projections
Contribution Planning
Gap Analysis
Retirement Savings Calculator
Calculate how much you need to save for retirement and track your progress.
Current Status
Contributions
Retirement Goals
Retirement Summary
Years Until Retirement:
Retirement Savings Goal:
Projected Savings at Retirement:
Savings Gap:
Retirement Income (Monthly):
Recommended Actions
Recommended Monthly Contribution:
Additional Monthly Savings Needed:
Savings Rate (% of Income):
Retirement Savings Projection
Chart will appear after calculation
Note: This calculator provides estimates based on the information you provide and assumes consistent contributions and returns. Actual results may vary based on market performance, inflation, and other factors.
How It Works
This calculator helps you plan for retirement by:
- Estimating how much you'll need for retirement
- Projecting your savings growth over time
- Calculating any savings gap
- Recommending contribution adjustments
Key Assumptions
- Investment returns are compounded annually
- Inflation is factored into return rates
- The 4% withdrawal rule is used for retirement income
- Life expectancy determines how long savings need to last
Retirement Planning Tips
- Start saving early to benefit from compound growth
- Maximize employer matching contributions
- Increase savings rate as your income grows
- Diversify investments to manage risk
- Regularly review and adjust your retirement plan